Can I Have a Loan With No Credit? You probably have heard lenders advertising approval of loans with poor or no credit if you watch television or listen to the radio regularly. Although itвЂ™s possible getting loans without any credit, numerous loan providers just will not accept candidates that have no credit rating. Major financing organizations see clients without any credit rating being a danger. Those lenders have actually strict criteria on the basis of the credit score system. In case a debtor won’t have a credit history, they will probably have their application declined. Unless loan providers feel confident that the debtor shall repay the mortgage, they simply wonвЂ™t accept their application. Because of this, many borrowers look for the mercy of payday lenders as well as other economic sources that may issue loans without any credit. Simple tips to Get that loan without any Credit It is possible to discover ways to get that loan without any credit or credit that is bad just asking around. Numerous institutions that are financial help users to obtain a loan without any credit. Credit unions act like commercial banking institutions in the manner they approve loans; nonetheless, they might assist you after conducting an background check that is extensive.